SNOWBIRDS: VITAL HURRICANE INSURANCE CLAIM INFORMATION BEFORE YOU LEAVE

Did you know there still is time to File an insurance claim from Hurricane Irma?

Under Florida Law Statute, 627.70132 Notice of Windstorm or Hurricane, you have 3 years to file a claim within 3 years after the hurricane made landfall or the windstorm caused the covered damage. Do not wait until the last minute to file a claim, the longer the wait, the more difficult for approvals.

Did you know if your hurricane claim was considered “closed“ you can reopen the claim with one phone call to your insurance carrier?

Do you know if you have damage to your tile roof?

Many homeowners associate a leaking roof with a damaged roof. In many homes, the tiles can be cracked, broken or missing but will not cause a visible leak. Most tile damage cannot be seen from the ground.

Many of the Tile roofs in Florida were constructed with tiles that are no longer manufactured or available for repairs.

If you had a previous insurance claim did your adjuster inform you about the “Discontinued or Obsolete” roof tile?

The Tile Roofing Institute governs the actual building code for tile roofing in Florida. The Tile Roofing Institute has published a list titled: “Obsolete Concrete Roof Tiles Formerly Produced in Florida.”