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STORM DAMAGE STATUTE OF LIMITATIONS

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If you home endured Hurricane Irma in September of 2017, you CAN still get your roof repaired and replaced by your insurance provider.

Rainy season is here and if your roof is leaking, you may be suffering from storm damage that was never uncovered. Here is information on the Statute of Limitations for Storm Damage:

HOW LONG DO I HAVE TO FILE A ROOFING INSURANCE CLAIM?

You have until the statute of limitations time frame runs out to file a claim.  For homeowner’s insurance claims in Florida that time frame is three years from the date of loss or incident. For Hurricane Irma, the last date to file a claim is September 10th, 2020.  

WHAT IF MY INSURANCE COMPANY DENIES MY CLAIM?

Insurance companies make mistakes like the rest of us.  If the insurance company dies your claim, call in an expert to verify that this is damage and to provide documentation for you to show your insurance company as proof damage exists.  If this does not work, and you truly do have damage, we suggest seeking legal representation.

WHAT IF MY INSURANCE COMPANY DIDN’T GIVE ME ENOUGH MONEY TO COVER THE DAMAGE?

 Insurance companies are required to restore your roof to a pre-event condition.  This would include all costs necessary except for your portion of the claim, which is the deductible.  Look into these two items. First, did the insurance company provide you the ACV payment? If so, that’s just the down payment and not the full replacement amount.

Second, if the total claim amount is less than you expected, have a professional look into what was provided and provide a scope of work describing in detail what is needed.  Show the scope of work to the insurance adjuster. If you feel you are not being treated fairly seek legal representation.

Want to read more? Check out these other blogs below.

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Anthony Lombardi
Anthony Lombardi
December 20, 2022.
We had a small job of basically ridge edges. John Zumaeta, in production, & his crew took over & knocked the job out. Thanks Massey Roofing. Merry Christmas guys.
Irv Kenig
Irv Kenig
December 5, 2022.
Jose Lajara was the sales associate that contacted me. He is very understanding, knowledgeable, dependable and was always available to my calls. He kept me well informed and I felt very comfortable having my roof replaced. Jose is a real asset to your Company.
Galina
Galina
December 1, 2022.
My salesperson, Jose Lajara and main contact Marissa Orellana provided unparalleled customer service. Marissa is absolutely amazing. Her prompt responses and professionalism are exceptional.
Donald Jackson
Donald Jackson
November 27, 2022.
A friend advised us to hire a local company Massey Construction Group to restore any damage to our place from Hurricane Ian and we are amazed at how fast they came to inspect home. Their employees are polite and accommodating and answered all our questions in detail. We are pleased with the high-quality services of this customer-driven company, we will suggest everyone hire the Massey Construction Group.
Leslie Ford
Leslie Ford
November 26, 2022.
Our parents’ are elderly and we live many states away. I was referred from a friend that has had a tile roof installed last year and was very happy with the installation and process. My parents were super happy with the roof recently installed. The new roof also did not sustain damage from hurricane Ian.
Dallas Parker
Dallas Parker
November 23, 2022.
We are lucky to have our roof installation from Massey Construction Group three years ago. When Hurricane Ian hit us, my husband contacted their team and scheduled a roof inspection immediately. I was pleasantly surprised the roof did not sustained any damage from Hurricane Ian. I recommend this local company that recently won roof of the year.
Jeff Shawn
Jeff Shawn
November 22, 2022.
Massey Construction has reroofed my rentals properties in the past. This company is Local and specializes in tile roofs. Thanks to the accomplished team at the Massey Construction Group for coming to our rescue and offering their incredible services.
Ronald Carter
Ronald Carter
November 20, 2022.
My family got relocated during Hurricane Ian. When we returned home, we were shocked to see the extreme damage caused to our home. Luckily, our neighbor suggested the Massey Construction Group, which helped us restore the damage at reasonable price. We appreciate their professional and dedicated team and will only hire them in the future. HIRE LOCAL
Flora Brooks
Flora Brooks
November 19, 2022.
Massey Construction Group is the best local roofing company we have come across, and we can't recommend their exceptional services enough. They inspected our roof and repaired it by replacing the damaged shingles. My family expresses its gratitude for their remarkable services. Massey also won Roofer of the year in Naples.