Existing Roof Repairs & Roof Replacement
What if you already paid thousands of dollars for repairs after the hurricane and did not file a claim?
Many homeowners have paid a Roofer or a Handyman to repair the roof after the Hurricane. We can assist homeowners to be reimbursement by the insurance company for the repair cost they have incurred. This reimbursement will get paid directly to the homeowner. The repairs incurred are considered “temporary repairs” to stop further damage to the home.
Did you receive a repair cost only by your insurance carrier and not a roof replacement cost? We can submit for approval to the insurance carrier for a new roof even if you have already received payment for a repair. The claim is not closed!
The acceptance of a repair check from an insurance company does not mean the claim is closed.
If the insurance company has offered a repair cost for your home? If the insurance company has offered a repair cost to your home, then they are also admitting the Hurricane caused damage to your home. The admittance of this damage opens the flood gates for getting your roof approved for replacement. It does not matter how many tiles were damaged, what matters is if the existing tiles on your roof are still produced today by the same manufacturer.
Many insurance companies will expect you to repair your home with “used” tiles. Why should you accept used materials on your roof?
Did you know that many insurance companies will give you a list of suppliers that sell“used” tile? There is no warranty and history of the used tiles sold to you. The tiles produced today are manufactured differently for strength/quality in comparison to the tiles produced 10 years ago.
Color Matching Laws
If you have already repaired your roof but the color of the tiles does not match exactly like the original roof, you could be approved for a full roof replacement. There are laws in Florida that pertain to Color Matching. Florida Law Statute, 626.9744 describes the claims settlement practices that pertain to the replacement of items that do not match in quality, color or size.
Has your insurance company or insurance adjuster told you about this Statute?
Massey Inspection Process
Wind uplift Test – Many roofs are damaged from Hurricane without broken or cracked tiles.
The building codes have guidelines for how much lift a tile can have before it is considered “damaged”. Hurricane Irma was strong enough to cause “uplift” damage to tile roofs even if the tiles were not cracked. Did your insurance adjuster test for uplift?
Live Video Inspections in real-time. We can inspect your roof while you are inside your home at the time of scheduled inspection or if you are out of state. All you need is a phone or computer and you can see what we see at the same time. We only need access to the roof.
We take on average 100 pictures for each inspection and count the number of broken tiles.
Documentation of how the tiles are broken or cracked. The wind damage on tile has certain characteristics of how it is broken or cracked.
Tile Verification – we document what type of tile you have to determine the origin of the manufacturer.
Our cost estimates are “apples to apples” with the insurance company, we use the same estimating software and cost database as the insurance company. Using the same cost database as the insurance company helps streamline the process for approvals.
Did you know you are not required to get three cost estimates as encouraged by your insurance company?
The insurance companies want you to present them with the lowest cost estimate. Do you really want the cheapest labor and materials on your home?
What if the claim is denied when contracted with Massey?
In the event your claim is denied when contracted with Massey, we provide a legal team at our expense to get your claim approved. Our Attorneys specialize in insurance claims.
When Contracted with Massey
Let Massey do all the work. We have a staff that communicates with the Insurance Company during the entire process. We will include you on all communications to the insurance company during the approval process. Let us deal with the headaches.
There is no cost obligation with Massey if the insurance claim is not approved by your Insurance Company. No upfront money or deposits are required to start the approval process. Our goal is to get a new roof approved for you.