Insurance Claims

Insurance Claims

An insurance claim can be submitted if the Roof Damage was caused by fire, fallen trees, or as a result of a Strong Windstorm or Hurricane, which may have caused uplift and damage to the roof structure. Evidence of such will need to be provided to the insurance, so we may proceed with the claim and get the repair or replacement done as quickly as possible. 

For Florida HomeOwners, Strong wind storms and hurricanes, are their biggest concerns. With this said, wind damage causing uplift and shifting of the roofing material installed, could result in leaks, causing more issues over time. Sometimes the leak could be minor at first and not noticeable, but over time it will get worse and cause more issues, therefore, becoming noticeable.

Signs of damage to a shingle roof caused by a storm

Signs of damage to a Shingle Roof include missing shingles, lifted shingles, granule loss, uneven lines, nail pulled through or out of holes and leaks. Massey CG strongly suggest having your roof inspected and allow us to provide our findings and scope of work that will be needed. If damage is found, we will advise to file a claim with your insurance company and report the damage.

Signs of damage to a Tile Roof caused by a Storm

Signs of damage to a Tile Roof include missing Tiles, lifted Tiles, Shifted Tiles, uneven lines, fastening system loose causing holes and leaks. Massey CG strongly suggests having your roof inspected and allow us to provide our findings and scope of work that will be needed. If damage is found, we will advise you to file a claim with your insurance company and report the damage. 

Claims

Filing an insurance claim can be difficult, causing confusion with the insured, when asked questions that the insured may not have the correct answers for. At Massey Construction Group, we’re here to help you from start to Finish. The first step is scheduling your FREE roof inspection, to determine if there is damage to your roof and a claim is needed. Massey CG will work closely with your insurance company during the whole process and answer any and all questions they may have. 

Massey CG uses the exact same software that Florida mandated insurance adjusters use to create your estimate for the insurance company. Massey CG will save you the headache of having to collect and submit all evidence of damage and the estimate to replace or repair your roof to your insurance provider. If you receive an offer less than what is required to meet Florida codes, Massey CG will then battle with them on your behalf, saving you from all the headaches and frustrations from the Insurance Company.

INSURANCE ESTIMATES

Our cost estimates are “apples to apples” with most insurance companies.  The primary database that Insurance Companies use to Estimate Insurance claims is “Xactimate”.  We use the same Xactimate database.  Using the same cost database as your insurance company helps streamline the process for your claim.
You are not required to get three cost estimates as many Insurance Companies will ask owners to obtain. The insurance companies want you to present them the lowest cost estimate for apparent reasons. Do you really want the cheapest labor and materials on your home? Many times low estimates are due to the fact corners are being cut to maximize profit.

Licensed and Dedicated to Quality

We are proud to serve our Southwest Florida family by providing the utmost quality in service and products. We use the highest rated roofing products and employ highly trained and dedicated employees.